AUSTRAC DCE100891282-001
Compliance built into every payment flow
Australian AFSL, AUSTRAC DCE registration, Canadian FINTRAC MSB registration, and institutional AML controls — from onboarding through settlement.
DelphiOne applies financial crime prevention, identity verification, and client fund safeguarding across fiat and digital asset rails, with dedicated compliance oversight and audit-ready reporting.
License network
A licensing footprint that travels with your business
Australian AFSL and AUSTRAC DCE registration, Canadian FINTRAC MSB registration, and further jurisdictions under application as we extend coverage.
Australia
ASIC
Australian Financial Services Licence (AFSL)
ActiveAustralia
AUSTRAC
Digital Currency Exchange registration
DCE100891282-001
ActiveCanada
FINTRAC
Money Services Business registration
Newly registeredSingapore
MAS
Payment services licence
Under applicationDubai, UAE
VARA
Virtual asset licence
Under applicationEuropean Union
MiCA framework
CASP authorisation
Under applicationTrust Center
Built to survive institutional diligence
The controls, reporting and banking relationships an enterprise counterparty is expected to evidence — documented and available on request.
Compliance and security
AML/CTF programme, sanctions screening, and a dedicated compliance officer with documented escalation procedures.
Audit and reporting
Audit-ready transaction records, reconciliation reporting, and regulatory reporting obligations met in each jurisdiction.
Banking relationships
Client funds held with licensed commercial banking partners under applicable safeguarding requirements.
Fund protection
Segregated client accounts, transparent reconciliation, and controls over movement authorisation.
Risk controls
Tiered risk scoring, transaction monitoring, and enhanced due diligence triggered by jurisdiction and volume.
Enterprise security
Encryption in transit and at rest, least-privilege access control, and segregation of duties on fund movements.
Licences and certifications
Multi-jurisdiction compliance framework
Regulatory coverage across Australia, Hong Kong, card networks, digital wallets, and data protection.
AFSL
Australian Financial Services Licence issued under the ASIC regime. Operations follow the Anti-Money Laundering and Counter-Terrorism Financing Act.
Hong Kong AML
Hong Kong operations comply with the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO).
AUSTRAC DCE
Registered Digital Currency Exchange provider (DCE100891282-001) with ongoing regulatory reporting obligations.
FINTRAC MSB
Money Services Business registration in Canada, with AML programme, record keeping and reporting obligations under the PCMLTFA.
Card network compliance
Official processing relationships with Visa, Mastercard and American Express under PCI-DSS ready infrastructure.
Wallet and SCA
Apple Pay and Google Pay certified gateway integrations. PSD2 Strong Customer Authentication flows for European transactions.
Data protection
Australian data protection registration completed. Privacy-by-design across merchant and payer data handling.
Financial crime prevention
AML and transaction monitoring
- AML procedures applied to both payers and payees at every payment stage
- Proprietary transaction monitoring system for financial crime detection
- Dedicated AML compliance officer and documented escalation procedures
- Sumsub integration for KYC, KYB, and KYT verification
- Sanctions screening and suspicious activity reporting workflows
Client fund safeguarding
Client funds are held with licensed commercial banking partners and managed under applicable regulatory frameworks in each jurisdiction we operate.
Regional regulatory coverage
Australia
AFSL, AUSTRAC DCE registration, AML/CTF Act, and Privacy Act obligations.
Canada
FINTRAC MSB registration with AML programme, record keeping, and reporting obligations under the PCMLTFA.
Hong Kong
Operations under AMLO with local AML/CTF programme requirements.
European Union
PSD2 Strong Customer Authentication and SCA-ready recurring payment flows.
Virtual assets
Digital asset compliance
Stablecoin rails
USDC and USDT settlement paths designed for AUSTRAC DCE regulatory requirements in supported markets.
Travel rule ready
Compliance workflows for virtual asset transfers where jurisdiction requires it.
Risk-based approach
Enhanced due diligence triggered by jurisdiction, volume, and transaction patterns.
Speak with our compliance team
For regulatory, onboarding, or due diligence enquiries, contact our compliance function directly.
Need a business compliance analysis report?
Access compliance report toolBuild on regulated stablecoin infrastructure
Cross-border collections, treasury accounts, stablecoin settlement and global payouts — on one licensed platform.